Memo and tag
Exchanges on some networks share one deposit address and tell customers apart by a second field. Check its format here — whether a deposit needs one only the recipient's deposit page can say.
Which networks use a memo or tag
| Network | Second field |
|---|---|
BBitcoin | not used |
EEthereum · EVM | not used |
TTRON | not used |
SSolana | not used |
XXRP Ledger | Destination tag (whole number 0–4294967295) |
ŁLitecoin | not used |
DDogecoin | not used |
TTON | Comment (text) — exchanges often ask for it |
ACardano | not used |
SStellar | Memo (text, ID, hash or return) — exchanges often ask for it |
BBitcoin Cash | not used |
MMonero | not used |
CCosmos chains | Memo — exchanges often ask for it |
PPolkadot · Kusama | not used |
NNEAR | not used |
AAlgorand | not used |
TTezos | not used |
KKaspa | not used |
ZZcash | Memo field (shielded transfers only) |
SSui | not used |
AAptos | not used |
DDash | not used |
Memo forgotten: what to do
- Do not send again “to fix it” — a second deposit without memo has the same problem.
- Find the transaction ID (hash) in the sending wallet or exchange.
- Contact the receiving exchange's support: transaction ID, network, amount, the deposit address and your account e-mail.
- Expect it to take time; some exchanges charge a fee for manual crediting.
- Ignore anyone offering to recover it for you — only the exchange holds the key.
Addresses that carry the tag inside
An XRP X-address packs the classic address and the destination tag into one string. A Stellar M… address includes a 64-bit ID. Where a service accepts these, the tag cannot be forgotten.
A valid format does not mean the address belongs to the right person. It only means the address is well-formed. Compare the whole address with the source and send a small test amount first.
FAQ
Which coins require a memo or tag?
None require it on the network level. Exchanges usually require one for XRP, Stellar, TON, Cosmos chains (ATOM and others), EOS, Hedera and some others. Check the deposit page.
What is the maximum XRP destination tag?
4294967295. A destination tag is an unsigned 32-bit number.
How long can a Stellar memo be?
A text memo is up to 28 bytes. An ID memo is an unsigned 64-bit number; hash and return memos are 32 bytes.